Reddit Users Share Tips and Hacks That Help Them Lead a More Frugal Lifestyle

Some people are wary of credit cards because of the steep interest rates and potential lack of control, but there are ways to make credit cards work for you instead of against you. Look into rewards programs offered by credit card companies, and take advantage of them. 

Some cards offer 2-5% cash back on purchases, which really adds up if you use your card consistently. There are also other rewards programs that offer gift cards, airline miles, and much more! Of course, it’s important to remember to only spend what you can actually pay off every month. Don’t get caught in a deficit, because that’s when the high-interest rates attack. If you do your research and budget, credit cards can be a great asset.